Have I really not posted a net worth update since June? No excuses for that–besides wedding planning and getting married, honeymoon, moving in together, etc. Well, as you can probably guess, a lot has happened since June and my net worth has fluctuated accordingly. But now it is November and I am back on my blogging game. Let’s get back on track and check out my net worth as of November 1, 2009. Sidebar graph has been updated.
SAVINGS (Checking, ING, cash)
My savings accounts were up over $9,000 in October. Impressive, huh? Truth be told, most of this came from the fact that Bird and I combined our savings in one joint ING account. Also, we received some wedding gifts (sidenote: for accounting purposes, I’m only adding cash wedding gifts to my net worth – I’m not bothering with the gift cards, there are too many of them (mostly Target) and we haven’t decided if we are going to save them all for something big (TV?) or just buy groceries with them). And lastly, it was a 3-paycheck month in October and that almost always helps the savings!
INVESTMENTS (Fidelity, Vanguard, Zecco, and Prosper)
Investments were down a bit for the month to the tune of about $800 dollars. Mr. Market was the main reason for the decline. Here’s hoping for a better November. I didn’t invest any new funds except for $50 to Prosper. I’ve had a change of heart about peer-to-peer lending and have decided that I will give it another try, but this time I am being much more conservative with my lending and only lending to low-risk borrowers. I got burned too often before.
RETIREMENT (Roth IRA, Current 401k, Former 401k)
My retirement savings accounts were up a little for the month, but technically I think I lost money because they are only up about $200 total and I know I put more than that into my Roth IRA last month. Again, I don’t think the market helped me much here either.
STUDENT LOAN
I took another $150 or so off of my student loan last month and it now sits at $9,662.
Overall, my net worth was up $8,788 (+21%) in the month of October.
We haven’t quite yet combined all our finances, so Bird’s investments and retirement accounts are not factored into this net worth report. Basically, this is still MY net worth, though we have combined our savings/cash holdings and that accounted for the big bump in October. I’m guessing that if we get around to combining our net worth in November, then it should get another big bump from Bird’s retirement accounts, and then I will begin reporting on OUR net worth. As an aside, married life is awesome and I love it!
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