I couldn’t find the patience to wait and I just went ahead and deposited $200 into the Roth IRA yesterday and completed my goal for the year! I’ve contributed the maximum $5,000 and it feels really good to reach the goal. So what if my IRA is down 27% over it’s lifetime. Call me crazy, but I think it might go back up in the next 40 years! Yikes…does anyone else ever see numbers like that and think: Wow, I have to work for 40 more years?!?!
Now I need to work on developing some more goals. Any suggestions?